SKRIPSI PBS
Faktor-Faktor yang Mempengaruhi Keputusan Penggunaan QRIS Pada UMKM Kota Surakarta
Abstract
MSMEs have a crucial role in maintaining the stability of the Indonesian economy.
This research was conducted to determine the influence of knowledge, convenience,
security, and user attitudes on using QRIS. The population in this study was 17,265
MSMEs in the city of Surakarta. The sample required for this research uses a
purposive sampling technique. The sample comprises 100 respondents who have
used QRIS for payment transactions. This research uses a quantitative approach,
while the data is primary data, meaning data is obtained directly by distributing
questionnaires and interviews to MSME owners. The data that was successfully
obtained was then analyzed via the SPSS application by testing multiple linear
regression analyses through validity and reliability tests and classical assumption
tests. The results of the research state that the variables of knowledge, convenience,
and user attitude influence the decision to use QRIS, and the security variable does
not affect the dependent variable.
Keywords: Knowledge, Convenience, Security, User Attitude.
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