Image of Literasi Keuangan Syariah Dan Religiusitas Terhadap Perilaku Konsumtif Mahasiswa Generasi Z Dengan Variabel Mediasi Penggunaan Paylater

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Literasi Keuangan Syariah Dan Religiusitas Terhadap Perilaku Konsumtif Mahasiswa Generasi Z Dengan Variabel Mediasi Penggunaan Paylater

ABSTRACT

This study aims to explore the influence of Sharia financial literacy and religiosity level on consumptive
behavior, with the use of paylater as a mediating variable, among undergraduate students at UIN Raden
Mas Said Surakarta. The purpose sampling method was employed in sample selection, with the Slovin
model used to determine the sample size, which consisted of 100 students. Data analysis utilized Partial
Least Squares (PLS) with the assistance of SmartPLS 3. The results indicate that Sharia financial literacy
significantly affects consumptive behavior and the use of paylater. However, religiosity level does not
significantly affect consumptive behavior and the use of paylater. On the other hand, the use of paylater
significantly influences students' consumptive behavior. These findings highlight the importance of Sharia
financial literacy in managing financial behavior, while religiosity level does not fully determine this
aspect. Furthermore, the use of paylater can exacerbate consumptive behavior, indicating the need for
better understanding of the financial implications of this payment option.
Keywords: Islamic Financial Literacy, Religiosity, Consumptive Behavior, Paylater Usage.

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Informasi Detail
Judul Seri
-
No. Panggil
2X6.1 CLA s 24
Penerbit
SUKOHARJO : Perbankan Syariah_UIN RM Said.,
Deskripsi Fisik
21 cm, 14 Halaman
Bahasa
Indonesia
ISBN/ISSN
-
Klasifikasi
2X6.1
Tipe Isi
-
Tipe Media
-
Tipe Pembawa
-
Edisi
-
Subjek
Perbankan Syariah
Info Detail Spesifik
-
Pernyataan Tanggungjawab
Versi lain/terkait

Tidak tersedia versi lain

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