SKRIPSI PBS

Analisis Faktor-Faktor Yang Mempengaruhi Daya Tarik Mahasiswa Muslim Menggunakan Aplikasi Pinjaman Online Di Soloraya

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Abstract

Today's technological advancements in the financial sector have given rise to
several new ideas; among them, online loans are fintech-based. Online lending is a
public financial solution that facilitates the provision of cheap, transparent, and
efficient financial services. The purpose of this study is to examine the many
elements that have an impact on the willingness of Muslim students in Soloraya
who use online loan applications. The research method used is the quantitative
method. Primary data was used in this study. The questionnaire was given to 96
respondents who were selected using purposive sampling using Lemeshow's
algorithm. With data analysis using SPSS V.26 statistical assistance. The results of
this study indicate that the variables of security, hedonic motivation, and loan
disbursement speed have a significant effect, while the ease of use variable has no
significant effect on the attractiveness of Muslim students in using online loan
applications in Soloraya. Therefore, to decide to use online loan application
services, fundamental factors are needed. However, ease of use is not fully a
fundamental factor in attracting Muslim students to use online loan application
services in Soloraya.
Keywords: Online Loan, Ease of Use, Security, Hedonic Motivation, Loan

Disbursement Speed

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Ketersediaan

Tidak ada salinan data

Informasi Detail

Judul Seri

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No. Panggil

2X6.1 NON a 24

Penerbit

SUKOHARJO : Perbankan Syariah_UIN RM Said., 2024

Deskripsi Fisik

21 cm, 6 Halaman

Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

2X6.1

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

Perbankan Syariah

Info Detail Spesifik

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Pernyataan Tanggungjawab

Ayu sri wahyuni

Versi lain/terkait

Lampiran Berkas

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