SKRIPSI PBS
PENGARUH DANA PIHAK KETIGA, NON PERFOMING FINANCING, DAN CAPITAL ADEQUACY RATIO TERHADAP PEMBIAYAAN MURABAHAH BANK SYARIAH (Studi Bank Syariah yang telah Go Public Tahun 2018 - 2022)
ABSTRACT
Murabahah contrac financing is the financing that dominates Islamic
banking to date. This is the reason for the purpose this study, namely to determine
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the effect of Dana Pihak Ketiga (DPK), Non Perfoming Financing (NPF), and
Capital Adequacy Ratio (CAR) On Murabahah Financing of Islamic banking that
have gone public from 2018 to 2022.
This study uses a quantitative approach. The data obtained was processed
using hypothesis testing. The population in this study are sharia banks that have
gone public from 2018 to 2022. The sample for this research is the quarterly
financial statements of 2 Islamic banking that have gone public from 2018 to 2022
with a sample size of 40. The sampling technique uses techniques purposive
sampling.
The results of this study using a partial test (t test) indicste that the variables
Third Party Funds (DPK) and Capital Adequacy Ratio (CAR) have a significant
effect on Murabahah financing with a calculated t value greater than t table. While,
the NPF variable has no effect on murabahah financing because the value of tcount
is smaller than ttable.
Keywords : TPF, Non Perfoming Financing, CAR.
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